Dr. Bharat Desai's Blog

સિનિયર સિટીઝન ટ્રસ્ટ વિજલપોરની 15મી વાર્ષિક સભાના અવસરે દક્ષિણ ગુજરાત વરિષ્ઠ નાગરિક સંઘના પ્રમુખ ર્ડો ભરતચંદ્ર દેસાઇનું પ્રવચન (નવસારી કૃષિ વિશ્વવિદ્યાલય, 7 જૂ…

When you are young and earning reasonably more, spending becomes an inescapable habit. There is no brake that can stop your consumerism from growing bigger wh…

I know the title create some ambiguity around its meaning. Here’s the story: the author was a medical student studying at Surat during 1969-1974. Being an off…

Are credit cards a BOON? – YES. Are credit cards a CURSE? – YES. You may be surprised reading this answer to these questions appearing rather simple. But t…