Financial Planning For Youth

When you are young and earning reasonably more, spending becomes an inescapable habit. There is no brake that can stop your consumerism from growing bigger when you have a credit card! Well, ‘financial discipline’ is the first condition for happy living and enjoying a tension-free, stress-free life. I thought I must show the ideal way with a few handy tips.


Life Without Money (24 Hours x 29 Days x 60 Months)

I know the title create some ambiguity around its meaning. Here’s the story: the author was a medical student studying at Surat during 1969-1974. Being an offspring of a middle-class family, all his parents could send him every month was Rs. 100 (One hundred). No doubt, this was more than 25% of his father’s salary and the rest 75% was to be spent by remaining nine members of the family. So, I used to receive Rs. 100 by MT (money transfer) at Bank of Baroda, Vanita Vishram (Surat) branch. Now this amount was exhausted in total on day one itself – so the remaining 29 days of the month had to be spent without any money – ‘zero balance’ stage, for all five years of the under graduation. This makes the story titled "Life without money - 24 hours x 29 days x 60 months"!


My Awakening Of The Great Indian Tribal Hospitality

An  Adivasi girl Sangita at Nahari Hotel, Pangarbari (near Wilson Hills, Gujarat) teaches us the Indian culture and way of welcoming guests!

On 15-Jun-2016, my friend Sanjay Mahant and I visited a scenic hill-station in South Gujarat – Wilson Hills (near Dharampur). We wandered during the noon enjoying the view of the hill-station and chitchatting. We just did not think of the time while experiencing the pleasing wind and nature.

Rare Story Of A Charity School For Tribal Girls

This is a rare story of how a person from Valsad (Gujarat) turned into someone serving Aadivasi (tribal) girls far away from his home in the interiors of the Dharampur forests.

Naresh Ramanandi, my friend Sanjay Mahant’s brother-in-law, is a dedicated follower of Shri Rang Avadhoot Bapji of Nareshwar. Bapji once told I shall take rebirth as an Adivasi. So in search of Shri Avadhoot Bapji, Nareshji opted to reach this area and thought of some service activity.


Fortuitous Visit To Wilson Hills

It was a Thursday, otherwise a working day at my hospital, but I chose to declare it a holiday because my friend Sanjay Mahant and I asked each other to go for an event at Kanya Chhatralaya, Vagavad (near Dharampur, Gujarat). In turn, surprise visit to this hill-station materialised on 15-June-2016.

One of the less visited hill-stations and waiting to be developed for tourist needs, this is one of the best hilly places I have ever seen. If you want to share nature in a less crowded, say lonely place, Wilson Hills is for you. This 2500 feet high place is 25 km away from Dharampur and 130 km from Surat. We can easily reach here by very good roads in the scenic Western Ghats.

What nobody knows about this hill-station is, this is the only place 2500 feet high showing glimpse of the sea!


Wedding Announcement

In Greece, there is a law about marriages. It forces you to give a detailed advertisement of marriage decision telling about both bride and groom.... one month in advance, in the newspaper.

I think this exercise gives you time to reconsider regarding the prudence of your decision. You may analyse your said partner and think about compatibility. Then the chances of cancelling the decision are more.

Or readers of the news may warn you about the drawbacks of the said partner, leading to no marriage at the said place.

Must You Keep Your Mouth Shut

Your mouth must actively be closed.

Or else, bacteria, insects and unwanted calories will be engulfed leading to diseases, obesity and other undesired troubles. The tongue behind will kill you if you inadvertently and imprudently overuse it.


See, the creator of human body ''God'' has kept nose and ears permanently open and eyes also open most of the time, except while sleeping. However, the mouth has to be kept closed all the time except for speaking and eating.

Respect To Wife

After getting married, the wife changes her name and adds husband's name. Similarly, the husband should also add wife's name to his. And both can drop their fathers' names.

After the wedding, the wife wears "Mangal Sutra" and applies "Bindi" on her forehead. The married man - the husband - too should find out similar symbolic marks on neck and forehead. And till then, he should copy wearing Mangal Sutra and Bindi.


Diet Consciousness

If you want to ignore strict dieting and stress of not getting to eat this and that... Be diet conscious!


Let us start afresh...

  • Avoid cakes in any celebration... be it a birthday, wedding anniversary, promotion or success in the examination. It was never used in such events in the past; it is a present-day wrong fashion!
  • Second is ice-cream in any form... Kulfi, Cones, Milk-shakes, Cups, Falooda or even ice-cream pakoda!

Balancing The Female:Male Ratio

Think this over. The ratio of the male-female population today is 1000:920, meaning 100:92, or to be simplest 10:9. Meaning thereby if every 9 women marry one man each... one out of 10 men will remain unmarried.

Now think...

What is the remedy if all the men wanted to get married? The only ethical remedy would be, that one of every nine women should marry two men.