Are credit cards a BOON? – YES.
Are credit cards a CURSE? – YES.

You may be surprised reading this answer to these questions appearing rather simple. But the exercise of this article is to compare the advantages and drawbacks of credit cards after understanding the issues relating to it and finally, deciding where the truth lies.

How does someone's habit bother you?
What is your concern about a person's habit?
Before discussing about the habits in general and bad habits in particular, I would like to reply these two questions.

We, the humans, are social animals. We live together a life in a society with people around us. Many a times, the dialogue with any individual with bad habits irritates us, disturbs our mood and sometimes makes us angry. Thus the awareness about good manners without bad habits is highly important. You see, habits die hard. But the bad habits die harder!

A self-destroying compulsion, what really is Comparison? We mean it as an evaluation of the similarities and differences of one or more persons/entities to some other persons/entities. So, it is an account of resemblances and contrasts as superior or inferior. We humans have an inherited habit of comparing ourselves with near ones, friends and relatives, usually after considering them to be superior in our imaginary belief.